How I check free credit report I am entitled to?

junita asked:


I just tried by logging on to the free credit report link. I filled everything out but then they asked me to pay. The problem is I do not want to pay for my “free” report. How can I still get my free credit report?

Michael
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2 Responses to How I check free credit report I am entitled to?

  1. justin says:

    Joyce

    You don’t need to use that site to get your credit report. They want to charge you for something you can do for free:

    “You can order your free annual credit report online at annualcreditreport.com, by calling 1-877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

    When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.”

    keep in mind the lower part of the source website I linked:

    “The FTC advises consumers who order their free annual credit reports online to be sure to correctly spell annualcreditreport.com, or link to it from the FTC’s website to avoid being misdirected to other websites that offer supposedly free reports,but only with the purchase of other products. While consumers may be offered additional products or services while on the authorized website, they are not required to make a purchase to receive their free annual credit reports.”

  2. angila says:

    Theresa

    if you are looking for the free credit report usa national site, check out this site

    Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

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