Category Archives: Credit

Where can I get my credit report in person in Indianapolis?

James R asked: I want to walk in and get my credit report and score in person, not online. I don’t care if there is a fee. Thank you for your answers. I did back in the 80′s get my … Continue reading

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How do I acquire my free credit report I am entitled to?

coopersmima asked: I just tried by logging on to the free credit report link. I filled everything out but then they asked for my credit card number. The problem is I do not have any credit cards. How can I … Continue reading

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What happens if something hits my credit report before I close on my home?

crizzy u asked: I am buying a house with my financee. My credit is poor and hers is pretty good. We are set to close at the end of July, and I just found out that my mother opened a … Continue reading

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How can I remove debts on my credit report that are erroneous or have been paid?

Spence asked: I just pulled my credit report and I have several items that I have already paid. I have been told to write letters to the original creditor so they can notify the CRA’s or if they do not … Continue reading

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What happens if something hits my credit report before I close on my home?

BJ asked: I am buying a house with my financee. My credit is poor and hers is pretty good. We are set to close at the end of July, and I just found out that my mother opened a cable … Continue reading

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How do I go about getting my rent pay history reported on my credit report?

Josh Q asked: I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage … Continue reading

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How does a creditor post items to your credit report?

jaliahbug23 asked: I live in Arkansas and I recently bought some property from a used car dealer in Texas. I paid on time every month and when I had extra to pay, I paid it. I had it financedfor 5 … Continue reading

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How long does it take for changes to appear on your credit report after filing a dispute letter?

QNA asked: I found some erroneous entries in my credit report. I mailed a letter last Friday. How soon should I expect the errors to be corrected? Will I receive a letter from the credit bureau? A phone call? Or … Continue reading

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Is paying off defaulted loans that aren’t on my credit report going to help my credit score?

Reddog asked: I owe $9,000 in student loans. They just started garnishing my wages for $500/month. The loans were from 1998 and do not appear on my credit report. The collection company told me that once they’re paid off that … Continue reading

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does credit report update the same day a company reports to them?

darko_d1 asked: I negotiated a pay to delete with a collection company. They told me the date that they will report. Will it drop from my credit report that day or will it take time from the date that they … Continue reading

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How do I get negative things off my credit report?

felix m asked: I have 5 negative things on my credit report that I paid off, but I want them removed entirely off. Is there anything I could do to accomplish this?Jonathan

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What do I do when someone accessed my credit report without my consent?

ladyantoinetteaz asked: I am trying to find out what to because I know someone that pulled my credit report.Annette

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How many accounts can I dispute on my credit report at a time?

Jennifer O asked: I have several questionable accounts listed on my credit report and it’s hurting my score. I’d like to dispute them all at once, is this acceptable – or do I have to do like 3 accounts at … Continue reading

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How do I go about getting my rent pay history reported on my credit report?

candyleah01 asked: I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage to … Continue reading

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How often should you check your credit report?

Peggy asked: A few family members have been victims of identity theft and they keep telling me to check my credit report constantly to make sure nothing looks fishy. Should I check it once a week? Once a month? I … Continue reading

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What exactly shows up on a credit report?

Rebelde33 asked: My mom has been thinking of buying a car from the dealer. I know they check your credit and was wondering what exactly shows up on a credit report and if they show you the stuff that shows … Continue reading

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What do I do if something is reporting twice on my credit report?

princess_tink7 asked: I have a student loan that is reporting twice on my credit report for the same amount adding up to twice the debt. This is effecting my credit score as well as my ability to get a job … Continue reading

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How do you get something good on your credit report?

asked: I have been paying on a car and I have one last payment. How do I get that to show up on my credit report? That way it will show when I try and get a loan at the … Continue reading

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how can i get a credit report with a maurices card?

kameetcha♥ asked: i’ve gone to a couple credit report sites to get my credit score using my maurices credit card, but it says the number isn’t correct. apparently its too short or something. its the only credit card i have … Continue reading

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