My Credit Report » Credit http://my-credit--report.org blog about my credit report Mon, 06 Feb 2012 08:57:15 +0000 en hourly 1 http://wordpress.org/?v=3.3 Where can I get my credit report in person in Indianapolis? http://my-credit--report.org/credit/where-can-i-get-my-credit-report-in-person-in-indianapolis/ http://my-credit--report.org/credit/where-can-i-get-my-credit-report-in-person-in-indianapolis/#comments Tue, 26 Oct 2010 13:38:21 +0000 http://my-credit--report.org/credit/where-can-i-get-my-credit-report-in-person-in-indianapolis/ Continue reading →]]>
James R asked:


I want to walk in and get my credit report and score in person, not online. I don’t care if there is a fee.
Thank you for your answers. I did back in the 80′s get my report in person from a place called retail merchants association in Lubbock, Texas when I went in to get a loan reported reported that was missing from my report. I guess times have changed and will have to do by mail this time.

Amy
]]> http://my-credit--report.org/credit/where-can-i-get-my-credit-report-in-person-in-indianapolis/feed/ 3 How do I acquire my free credit report I am entitled to? http://my-credit--report.org/credit/how-do-i-acquire-my-free-credit-report-i-am-entitled-to/ http://my-credit--report.org/credit/how-do-i-acquire-my-free-credit-report-i-am-entitled-to/#comments Sun, 24 Oct 2010 04:55:55 +0000 http://my-credit--report.org/credit/how-do-i-acquire-my-free-credit-report-i-am-entitled-to/ Continue reading →]]>
coopersmima asked:


I just tried by logging on to the free credit report link. I filled everything out but then they asked for my credit card number. The problem is I do not have any credit cards. How can I still get my free credit report?

Andrew
]]> http://my-credit--report.org/credit/how-do-i-acquire-my-free-credit-report-i-am-entitled-to/feed/ 3 What happens if something hits my credit report before I close on my home? http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home/ http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home/#comments Sun, 24 Oct 2010 01:24:33 +0000 http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home/ Continue reading →]]>
crizzy u asked:


I am buying a house with my financee. My credit is poor and hers is pretty good. We are set to close at the end of July, and I just found out that my mother opened a cable account in my name and that she let it go delinquent a few months back. What should I do, will it show up on my credit report? Is there any way to dispute it?

Mike
]]> http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home/feed/ 1 How can I remove debts on my credit report that are erroneous or have been paid? http://my-credit--report.org/credit/how-can-i-remove-debts-on-my-credit-report-that-are-erroneous-or-have-been-paid/ http://my-credit--report.org/credit/how-can-i-remove-debts-on-my-credit-report-that-are-erroneous-or-have-been-paid/#comments Thu, 21 Oct 2010 12:15:34 +0000 http://my-credit--report.org/credit/how-can-i-remove-debts-on-my-credit-report-that-are-erroneous-or-have-been-paid/ Continue reading →]]>
Spence asked:


I just pulled my credit report and I have several items that I have already paid. I have been told to write letters to the original creditor so they can notify the CRA’s or if they do not get back to me in 30 days (certified mail) that I could have these debts deleted from my credit report. What sort of letter should I write them, what sort of verbage needs to be contained in this letter, and are there any examples available online? Thanks!

Fernando
]]> http://my-credit--report.org/credit/how-can-i-remove-debts-on-my-credit-report-that-are-erroneous-or-have-been-paid/feed/ 5 What happens if something hits my credit report before I close on my home? http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home-2/ http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home-2/#comments Wed, 20 Oct 2010 21:11:30 +0000 http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home-2/ Continue reading →]]>
BJ asked:


I am buying a house with my financee. My credit is poor and hers is pretty good. We are set to close at the end of July, and I just found out that my mother opened a cable account in my name and that she let it go delinquent a few months back. What should I do, will it show up on my credit report? Is there any way to dispute it?

Lauren
]]> http://my-credit--report.org/credit/what-happens-if-something-hits-my-credit-report-before-i-close-on-my-home-2/feed/ 3 How do I go about getting my rent pay history reported on my credit report? http://my-credit--report.org/credit/how-do-i-go-about-getting-my-rent-pay-history-reported-on-my-credit-report/ http://my-credit--report.org/credit/how-do-i-go-about-getting-my-rent-pay-history-reported-on-my-credit-report/#comments Wed, 13 Oct 2010 18:40:16 +0000 http://my-credit--report.org/credit/how-do-i-go-about-getting-my-rent-pay-history-reported-on-my-credit-report/ Continue reading →]]>
Josh Q asked:


I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage to bring my score up. Any ideas if this can even be done and how?

Tamara
]]> http://my-credit--report.org/credit/how-do-i-go-about-getting-my-rent-pay-history-reported-on-my-credit-report/feed/ 3 How does a creditor post items to your credit report? http://my-credit--report.org/credit/how-does-a-creditor-post-items-to-your-credit-report/ http://my-credit--report.org/credit/how-does-a-creditor-post-items-to-your-credit-report/#comments Thu, 30 Sep 2010 17:32:58 +0000 http://my-credit--report.org/credit/how-does-a-creditor-post-items-to-your-credit-report/ Continue reading →]]>
jaliahbug23 asked:


I live in Arkansas and I recently bought some property from a used car dealer in Texas. I paid on time every month and when I had extra to pay, I paid it. I had it financedfor 5 years but I paid it off in 3 years. The property was over $12,000.00. How can I get this information reported to the credit bureaus as I am trying to purchase a new home this fall and I really need the extra points on my credit report?

Tim
]]> http://my-credit--report.org/credit/how-does-a-creditor-post-items-to-your-credit-report/feed/ 3 How long does it take for changes to appear on your credit report after filing a dispute letter? http://my-credit--report.org/credit/how-long-does-it-take-for-changes-to-appear-on-your-credit-report-after-filing-a-dispute-letter/ http://my-credit--report.org/credit/how-long-does-it-take-for-changes-to-appear-on-your-credit-report-after-filing-a-dispute-letter/#comments Thu, 30 Sep 2010 10:43:09 +0000 http://my-credit--report.org/credit/how-long-does-it-take-for-changes-to-appear-on-your-credit-report-after-filing-a-dispute-letter/ Continue reading →]]>
QNA asked:


I found some erroneous entries in my credit report. I mailed a letter last Friday. How soon should I expect the errors to be corrected? Will I receive a letter from the credit bureau? A phone call? Or will the change just appear on the report?

Jason
]]> http://my-credit--report.org/credit/how-long-does-it-take-for-changes-to-appear-on-your-credit-report-after-filing-a-dispute-letter/feed/ 4 Is paying off defaulted loans that aren’t on my credit report going to help my credit score? http://my-credit--report.org/credit/is-paying-off-defaulted-loans-that-arent-on-my-credit-report-going-to-help-my-credit-score/ http://my-credit--report.org/credit/is-paying-off-defaulted-loans-that-arent-on-my-credit-report-going-to-help-my-credit-score/#comments Fri, 17 Sep 2010 12:50:01 +0000 http://my-credit--report.org/credit/is-paying-off-defaulted-loans-that-arent-on-my-credit-report-going-to-help-my-credit-score/ Continue reading →]]>
Reddog asked:


I owe $9,000 in student loans. They just started garnishing my wages for $500/month. The loans were from 1998 and do not appear on my credit report. The collection company told me that once they’re paid off that they will appear as not in default on my credit.

Carmen
]]> http://my-credit--report.org/credit/is-paying-off-defaulted-loans-that-arent-on-my-credit-report-going-to-help-my-credit-score/feed/ 4 does credit report update the same day a company reports to them? http://my-credit--report.org/credit/does-credit-report-update-the-same-day-a-company-reports-to-them/ http://my-credit--report.org/credit/does-credit-report-update-the-same-day-a-company-reports-to-them/#comments Wed, 15 Sep 2010 03:13:48 +0000 http://my-credit--report.org/credit/does-credit-report-update-the-same-day-a-company-reports-to-them/ Continue reading →]]>
darko_d1 asked:


I negotiated a pay to delete with a collection company. They told me the date that they will report. Will it drop from my credit report that day or will it take time from the date that they tell the bureaus to delete it?

Claude
]]> http://my-credit--report.org/credit/does-credit-report-update-the-same-day-a-company-reports-to-them/feed/ 1