Category Archives: Credit

How do I get an incorrect address removed from credit report?

shojo asked: I’m checking all 3 of my credit reports. Everything is accurate except for one of them has an address incorrect. I’ve never lived anywhere near that town. I clicked the “dispute an item” button, and it said I … Continue reading

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How to get a credit report for a potential renter ?

Bill R asked: I am thinking of renting my second home. I like to get a credit report for the potential renter. How do I go about doing it ?Jimmy

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What is the easiest way to pull a credit report on yourself?

rockerlassie asked: Is there a way you can pull a credit report on yourself, and see if you owe any debts? My husband’s old bank called saying he owed them $1,000 for a loan he was given that he forgot … Continue reading

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How long does a judgement stay on your credit report in Virginia?

cbond asked: I have a judgement from 2001. I paid the judgement and it is showing on my credit report as satisfied with a $O balance. I thought judgements are removed after 7 years.Bill

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Is there any easy way to remove a collection account from my credit report?

jon asked: I want to know if there is any way to remove a collection account from my credit. I already paid the account over a year ago and it shows as paid on my credit report but i was … Continue reading

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What does it mean when something gets deleted from your credit report?

Cheyenne asked: I recently disputed some negative things on my credit report. Experian sent me a letter that they were deleted. Does this mean that they can no longer be seen by possible creditors or would they still show up? … Continue reading

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I have disputed several items on my Experian credit report and got them deleted. Now will the other 2?

Sherry H asked: I disputed several items on my Experian credit report and got some of them deleted. Now will the other 2 credit reporting agencies use that same info or do I need to start a new dispute with … Continue reading

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If you have a charge off on your credit report, can it be sold and time start over?

ms texas asked: I have a charge off on my credit report, and it is about to be 7 years. The company recently sold this account. Does the 7 years start over?Kim

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What is the phone number you can call to receive a free annual credit report?

scully_steve asked: I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few … Continue reading

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Can paying off debts on your credit report actually increase your score?

Neo™ asked: I’ve recently paid off about seven creditors on my credit report (all within two years of reporting). Does anyone know if that does anything for my score? I was told by all companies that they would remove the … Continue reading

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What is the best way to check my credit report?

MacAndrews asked: I have no reason to think that there would be a problem with my credit report, but I would like to check it because I have NEVER done so! Can anyone recommend a good way to do it?Russell

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How do I get a statement for a credit card that is showing on my credit report?

Angel Princess asked: There is a credit card showing on my credit report and I didn’t know about this specific card. I have the name of the card, the card number and balance on this card. I want to know … Continue reading

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What does a credit card write off/charge off mean on a credit report?

gregwhatshisname asked: Due to some recent finance problems, my credit card company stated on my credit report a write off/charge off for the debt. ($19,000) The collection agency says that is just an accounting term and they can still collect … Continue reading

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How will a potential employer ask for a copy of your credit report?

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Can paying off debts on your credit report actually increase your score?

bradly x asked: I’ve recently paid off about seven creditors on my credit report (all within two years of reporting). Does anyone know if that does anything for my score?Ricky

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How do I get old debts off my credit report without waiting the 7 years?

mduffy237 asked: I am 20 years old and my family always moved around a lot, because my dad was military, I recently applied for a few credit cards and all of them were denied, so I decided to check my … Continue reading

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How many points will my credit report go up to?

ShyGurl asked: I have 11 in bad standing 1 is paid off and 7 more will be taken care of tomorrow. How long will it be before it show up on my report and will I get some points for … Continue reading

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Equifax Credit Report – Get Your Free Credit Report From Equifax!

Abhishek Agarwal asked: Equifax has been compiling credit reports since 1899. You can now get your own free credit report every year from Equifax. Your credit report is what banks, mortgage and credit card companies use when they are deciding … Continue reading

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