Category Archives: Finance

How Can I View My Credit Report and Scores?

Hector Milla asked: A credit report is something that one needs to be constantly in touch with because it enables you to not only assess your finances, but also to take any appropriate steps towards improvement. The credit score is … Continue reading

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Free Copy of My Credit Report

Christopher Wright asked: So, you’re ready to begin straightening out your credit. The first step is to obtain your credit reports from all three major bureaus. Equifax, Transunion, and Experian. The good news is that all three have coloberated to … Continue reading

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How Do Debt Collection Accounts Get Recorded on My Credit Report?

Tony Banks asked: Collection accounts end up on your credit report as a result of an unpaid credit account. For example a credit card, once it’s past due will read as “past due” on your credit report. It will read … Continue reading

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Fix My Credit Report – My Journey to Raise My Credit Scores & Fix My Bad Credit

Jeremiah James asked: Fix My Credit Report – Getting StartedYour credit report is one of the most important parts of your life – directly affecting your ability to buy a home, get a new car, and obtain a card. It … Continue reading

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How Does My Credit Report Affect Me?

Laura Palmieri asked: Think about applying for another credit card. Think about applying for a line of credit. Think about a mortgage for a house, or buying a new car, or even certain jobs you may want to work at. … Continue reading

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37 Days to Clean Credit Reports

Steven Magill asked: My credit report was a joke. I had far too many student loans, medical bills, and other crap on my report. If there’s a score for truly crappy credit, that was mine. And guess what else? Because … Continue reading

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Clean Up My Credit Report Fast – What You Need to Know

Luciano O asked: Building your reputation through your credit report is one way of achieving the great American dream. Employers make sure to offer lucrative jobs only to those who have worked hard on their credit history. Financial institutions extend … Continue reading

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Information For Those Asking "Am I Entitled To My Free Annual Credit Report?"

Karen R. Miller asked: In case you did not know, every American is entitled to get a free annual credit report once a year. This is federal law and it is a rather easy process. Read this informative article to … Continue reading

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Can I Remove Collection Accounts From My Credit Report?

Tony Banks asked: Most people are unaware of the fact that you can have collection accounts deleted from your credit report. Most people have collection accounts on their credit report for 1 of 2 reasons. Either they had a credit … Continue reading

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How Do I Fix My Credit Report

Jeff Gilbert asked: Like the responsible person that your are, you order and review your credit report every 12 months. Since you usually agree with everything on the credit report, this is normally a routine, mundane procedure – until this … Continue reading

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How to Clean Up My Credit Report? 3 Simple Tricks For Fast Credit Repair

Irena Bocheva asked: Are you wondering “how to clean up my credit report”? Are you fearing applying for a mortgage or auto loan because of a low credit score? Are you unwilling to pay thousands of dollars in high interest? … Continue reading

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How to Dispute Negative Items on My Credit Report

Tony Banks asked: The first step in the dispute process would be to take a good long look at your credit report so that you can list all the negative items that need to be disputed. Keep in mind that … Continue reading

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My Credit Report Is Wrong – Now What?

John L Martin asked: There are 5 steps you need to take if you discover that some of the information on your credit report is wrong, and you need to take these steps as oon as you possibly can.First off … Continue reading

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Help Fix My Credit Report

Nathalie Fiset asked: Credit companies always appeal to consumers who have poor credit history and they often promise to erase bad credit, to clean credit reports and even create new legal identity. But can they really help in repairing bad … Continue reading

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Removing Collection Accounts From My Credit Report

Tony Banks asked: The process of removing collection accounts from your credit report is very doable, but you must understand what makes it possible, which is the law that governs your credit report and the factors that influence what goes … Continue reading

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How to Clean Up My Credit Report? Your Ultimate Guide

Luciano O asked: Your credit history is more than just a record of your payment and spending habit. It is your reputation in the financial world. This is why most people go out of their way to dispute whatever inaccurate … Continue reading

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Clean Up My Credit Report. How to Get Rid of Collections

Irena Bocheva asked: “How to clean up my credit report?”-that’s the question which bothers most of the 35 million Americans with less that perfect credit. According to the popular myths fixing credit takes years, financial effort and careful budget planning. … Continue reading

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Repair My Credit Report!

Bud T Johnson asked: As a credit repair analyst I hear “Repair My Credit Report” every single day. In order to help people repair their reports I work to remove negative listings, improve positive listings, but most importantly I teach … Continue reading

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