Category Archives: Finance

How Do I Get My Credit Report?

Hector Milla asked: All consumers can get a free annual credit report but you can make arrangements to have them anytime before the end of the year. This should not be difficult and the good thing is that you can … Continue reading

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Clean Up My Credit Report Quickly – Free Tips Inside

Luciano O asked: With all the information that goes to the three credit reporting agencies, it is inevitable for mistakes to happen. These mistakes vary from a credit holder’s personal information to his/her payment history. In worst cases, the inaccuracy … Continue reading

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What’s in My Credit Report?

Angela Smith asked: Your credit report contains a list of every member creditor who has lent you money or provided you with credit in any way. It shows your charge accounts, automobile loans, bank and student loans, home mortgage, and … Continue reading

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Why I Need a Free Copy of My Credit Report

Tiffany Nelson asked: I’m almost out of school and looking ahead into the future. Right now I don’t have a car or mortgage loan, but I plan to have both in the next few years. Building good credit takes time, … Continue reading

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How to Clean Up My Credit Report

Tony Banks asked: There are different strategies you can use to clean up your credit report, the key is to understand the route that is best for you. The first step to knowing the correct route is to find out … Continue reading

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Cleaning Up Negative Marks on My Credit Report

Tony Banks asked: Cleaning up marks on your credit report is one of the most important ways to strengthen your overall credit rating. Negative entries can come in the form of late payments, charge-offs, collection accounts and bankruptcies to name … Continue reading

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What Do I Do About This Error on My Credit Report?

Cris Rendall asked: The task of repairing your credit can be very intimidating. In fact many people never even look at their credit reports. They hear the number that the lender tells them and they resign themselves to that number. … Continue reading

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Credit Repair – Will Disputing Negative Items on My Credit Report Work?

Tony Banks asked: There are many different ways you could have negative items on your credit report, which might have been to no fault of your own. You might have also heard a lot of noise in reference to having … Continue reading

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Can I Remove a Charge-Off From My Credit Report?

Mark C. Newman asked: Many people want to know if it is possible to remove a charge-off from their credit report. The answer is, it may be difficult, but it can be done. Some people are unclear as to what … Continue reading

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Can I Get My Credit Report Easily?

Hector Milla asked: Getting the reports on credit has become so easy these days thanks to the introduction of numerous credit companies. The process of getting a report is not daunting in fact it can be done easily and affordably. … Continue reading

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How Do I Repair My Bad Credit – Improve Your Credit Step By Step

Amy Wells asked: Bad credit can be a dark cloud hanging over your head, constantly following you around. However, your credit rating is not stagnant, and if you are patient, there are many things you can do to repair your … Continue reading

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Clean Up Your Credit Report With These Strategies

Barby Berlin asked: Do you want to take advantage of the slow housing market to get a great price on your first or a bigger home? Are you trying to buy a new car – maybe one that gets better … Continue reading

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Will My Credit Score Go Down If I Request My Own Credit Report?

Ed Nailor asked: Q: I have heard that credit inquiries can hurt your credit score. If I get my own credit report, will that affect my score?A: As a consumer, you have the right by law to receive a copy … Continue reading

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How To Clear Your Credit Report

Hyder Khan asked: If you’re being turned down for credit left and right by every mortgage broker, credit card company, and landlord, or you’re not even able to refinance your own house, that is an indication that you have some … Continue reading

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How to Dispute Information on My Credit Report

Tony Banks asked: Successfully disputing information on your credit report is very possible, the goal is to have negative items removed so that your credit report looks better but to also raise your credit score – the number that affects … Continue reading

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How To Get Your Free Credit Reports

Laurence H. Michelson asked: You really can get free credit reports from each of the three major credit bureaus in the United States each year. There are no strings attached. When you order your reports you are not signing up … Continue reading

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Using an Individual Taxpayer Number (ITIN) To Build Credit

Andrea Stiles Pullas asked: What is an ITIN? An ITIN is assigned by the Internal Revenue Service (IRS) to individuals who are not eligible for a Social Security Number (SSN) but have earned taxable income. You can apply for an … Continue reading

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The Quickest Way to Repair My Credit Report and Rating

Tony Banks asked: Repairing your credit report and rating is important especially when you are thinking of making a big purchase such as a house or a car. In this article I will give you a few strategies you can … Continue reading

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Should You Use Credit Cards to Pay For Your Vacation?

Tammie J asked: When is it okay to pay for your vacation with a credit card? Is there a time when you should use credit cards? Are there reasons that you would want to use your credit card over cash … Continue reading

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