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Category Archives: Finance
Do I Really Need a Current Copy of My Credit Report?
Mike Clover asked: Years ago, you could not even get access to your Credit Report. Finding out what was being reported about you was a BIG secret. As a matter of Fact, banks did not want you to know. The … Continue reading
How To Fix My Credit Report
Hyder Khan asked: A lot of companies out there tout the claim that they can “fix your credit report legally” these days. But what does that actually mean? What does it mean to say they can “fix” your credit report … Continue reading
Which Credit Bureau Should I Use To Check My Credit Report?
Beth Pardue asked: There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, … Continue reading
How to Get a Free FICO Score Credit Report Online
Zach Ford asked: Your credit score, commonly referred to as a FICO score, is a numerical representation of your current and past financial tendencies. Essentially this score is used to show potential lenders exactly how likely you are to make … Continue reading
Student Credit Cards For Beginners
Tom Tessin asked: College students today spend a lot and do not keep a track of their expenditures. Such students find student credit cards very helpful. They are very useful and at the same time beneficial too. Before applying for … Continue reading
Removing a Bankruptcy from Your Credit Report
Chane Steiner asked: A bankruptcy can have a devastating effect on your credit score. A bankruptcy listing on your credit reports to many lenders is the only thing they need to see to determine you are completely unworthy of credit.Many … Continue reading
How Can I Get A Copy Of My Credit Report?
Ann Born asked: With the FTC, you or anyone you know can answer the question “How can I get a copy of my credit report”. No matter where you live, whether in New York or Los Angeles, you will have … Continue reading
Why Should I Get My Totally Free Credit Report?
Gary Bunn asked: Your credit file is a document that presents a complete picture of your financial situation, both past and present, and is the primary deciding factor that leads your creditors to accept or decline your applications. So you … Continue reading
Can You Remove A Bankruptcy From Your Credit Report?
Ann Richter asked: When a bankruptcy appears on your credit report, you feel as if you have to get used to being denied credit or a loan because of it. You have been told that this information will stay on … Continue reading
Free Copy of Credit Report
Darren Dunner asked: Thanks to the Federal Fact Act, consumers nationwide are now able to get annually a free copy of credit report.Why order for a free copy of credit report?You credit report is actually your credit history for a … Continue reading
Smart Tactics to Fix Credit Report Mistakes Faster
Chintamani Abhyankar asked: Many surveys have shown that 25 per cent of the credit reports contain serious mistakes at any point of time. These mistakes lower your credit score by about 50 points or more and they dampen your chances … Continue reading
Co-Signer and Co-Borrower and Your Credit – What You Don’t Know Can Hurt You
Barbara E Hill asked: Before agreeing to be a co-signer or co-borrower with ANYONE, including family, friends or acquaintances, be aware that doing do obligates YOU to pay the account on the loan, bill or whatever it might be, if … Continue reading
My Credit Report
Beth Pardue asked: “What kind of information is on my credit report -and how can I see it?” is a common question among people who have had trouble securing credit or loans. Basically, your personal credit report is an electronic … Continue reading
How Can I Fix My Bad Credit?
Patsy Rose asked: What can the credit repair companies do to fix my bad credit?The credit repair companies cannot legally do anything to fix your bad credit that you cannot do yourself. Most credit repair programs include assistance in acquiring … Continue reading
Posted in Finance
Tagged Creators, Credit Histories, Credit Monitoring Services, Credit Repair Programs, Credit Repair Services, Credit Reports, Credit Scores, Different Companies, Fair Isaac, Federal Trade Commission, Fico Credit Scoring, Major Credit Bureaus, Savings Account, Secured Credit Card, Secured Credit Cards
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Will Debt Settlement Affect My Credit Score?
Marie Megge asked: It seems as though individuals and families seeking some form of debt relief are seeing a significant amount of information regarding credit card debt settlement. Obviously, this form of debt relief (like all others) has some critics, … Continue reading