Category Archives: Personal Finance

How can I get a negative item off my credit report?

trin2bhealthyn08 asked: This occurred in 1998 and I know that it is only suppose to be on my credit report for 7 years.(not a bankruptcy) The problem is, apparently it keeps getting picked up by different collection agencies so it … Continue reading

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How many years until charged off accounts fall off of my credit report?

Angie asked: I had a couple of credit cards with low balances charge off on my credit report in 2003. When will these stop reporting to my account? And if its 7 years, what needs to be done after 7 … Continue reading

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How do I get inquiries removed from my credit report? Also how do I find out why these companies are looking t?

ross_j_englert asked: Equifax is the main credit reporting agency to the credit unions I am with and they are report derogatory information about me which prevents me from getting low intrest credit cards and personal loans.Jerry

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What is the best way to check my credit report?

Josh Q asked: I have no reason to think that there would be a problem with my credit report, but I would like to check it because I have NEVER done so! Can anyone recommend a good way to do … Continue reading

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What exactly shows up on a credit report?

dimax g asked: My mom has been thinking of buying a car from the dealer. I know they check your credit and was wondering what exactly shows up on a credit report and if they show you the stuff that … Continue reading

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How can I get a real free credit report online?

prudence asked: Is there any way possible to get a totally free credit report online with no strings attached? How can I get a truly free credit report online? I don’t want to have to sign up for anything. Thanks!Maria

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How long does a credit inquiry stay on my credit report?

jwthornhill1965 asked: I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?Amy

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How to pay off Derogatory items on credit report, increase score?

Daymon N asked: I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative … Continue reading

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The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other … Continue reading

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What is the best way to fix credit report?

kashif_chicago asked: Please advice what is the best way to fix credit report with many negative and charged off accounts. I heard even if you pay your old creditors the negative remarks still stays on your credit report, and most … Continue reading

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