My Credit Report

blog about my credit report

How do I get inquiries removed from my credit report? Also how do I find out why these companies are looking t?

ross_j_englert asked: Equifax is the main credit reporting agency to the credit unions I am with and they are report derogatory information about me which prevents me from getting low intrest credit cards and personal loans.Jerry

Posted September 1st, 2010 in Personal Finance | 2 Comments »

What is the best way to check my credit report?

Josh Q asked: I have no reason to think that there would be a problem with my credit report, but I would like to check it because I have NEVER done so! Can anyone recommend a good way to do it?Vivian

Posted June 21st, 2010 in Personal Finance | 4 Comments »

What exactly shows up on a credit report?

dimax g asked: My mom has been thinking of buying a car from the dealer. I know they check your credit and was wondering what exactly shows up on a credit report and if they show you the stuff that shows up?Greg

Posted May 9th, 2010 in Personal Finance | 3 Comments »

What shows up on your credit report when you report your credit card lost/stolen?

babybeast asked: For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially [...]

Posted January 3rd, 2010 in Personal Finance | 2 Comments »

How can I get a real free credit report online?

prudence asked: Is there any way possible to get a totally free credit report online with no strings attached? How can I get a truly free credit report online? I don’t want to have to sign up for anything. Thanks!Maria

Posted November 26th, 2009 in Personal Finance | 4 Comments »

How long does a credit inquiry stay on my credit report?

jwthornhill1965 asked: I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?Amy

Posted October 18th, 2009 in Personal Finance | 8 Comments »

How to pay off Derogatory items on credit report, increase score?

Daymon N asked: I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative on your credit report. What is the best course of action? I have under $5,000 [...]

Posted August 24th, 2009 in Personal Finance | 1 Comment »

The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file.In order [...]

Posted August 15th, 2009 in Personal Finance | No Comments »

What is the best way to fix credit report?

kashif_chicago asked: Please advice what is the best way to fix credit report with many negative and charged off accounts. I heard even if you pay your old creditors the negative remarks still stays on your credit report, and most of the credit fix companies have false claims, does anyone know any proven company or [...]

Posted August 12th, 2009 in Personal Finance | No Comments »