Question by MrsMacPickle: How do you give a credit report to a tentative landlord without giving them all of your personal credit info?
I’m looking for an apartment and every landlord requires a copy of a credit report. That’s great, but how do I give them that without giving them all of my tops-personal information?
Best answer:
Answer by Sgt Big Red
Simply give him the copy but redact (block out) all but your last four digits of your social security number.All they need to see is anything that is derogatory such as collections, charged off debts and any judgments. If you have none on your report, then you should have no problem.It is their way of making sure they will not get stiffed for any rent. But fifty-fifty those with stellar accounted have been known to fall slow and skip out, so why they really need one is for their own peace of mind.
What do you think? Answer below!