How do I get an incorrect address removed from credit report?
shojo asked:
I’m checking all 3 of my credit reports. Everything is accurate except for one of them has an address incorrect. I’ve never lived anywhere near that town. I clicked the “dispute an item” button, and it said I could not dispute it because it was verified by public records! I checked for any public records, and there are none in my report. Anyone got any ideas?
Jennifer
I’m checking all 3 of my credit reports. Everything is accurate except for one of them has an address incorrect. I’ve never lived anywhere near that town. I clicked the “dispute an item” button, and it said I could not dispute it because it was verified by public records! I checked for any public records, and there are none in my report. Anyone got any ideas?
Jennifer
July 25th, 2010 at 10:44 am
Phyllis
call them up and start a dispute
that’s what i did
or send a certified letter for the dispute
July 25th, 2010 at 7:29 pm
Lillian
u need to call your credit card company and explain it to them and they can help you out
July 25th, 2010 at 11:00 pm
Roberto
You should send a certified letter to each of the 3 bureaus and not the Internet for this kind of dispute. Include a consumer statement regarding this erroneous address.
below are the 3 bureaus to get the address to do. Also review the website by Federal Trade Commission that explains your rights as a consumer.
Hope they help!
July 26th, 2010 at 11:14 pm
Cheryl
send a letter to that particular credit bureau. inform them you have never lived in that particular town. they will either remove the incorrect information, or more likely, send your dispute notification to anyone they supply with your credit report. that is all they have to do. they will probably be too lazy to check out the dispute. make sure your dispute letter is under 25 words.
July 27th, 2010 at 9:43 am
Josephine
You only need to contact the bureau that is reporting the error. Experian doesn’t like to delete addresses, the other 2 will without any problems.
But, definitely do it by mail.
July 30th, 2010 at 3:13 am
Anne
Sounds like Experian. Give them a call and ask from which bodily orifice they pulled that rabbit.
No, seriously, just call them up and ask for the source of the incorrect address.