candyleah01 asked:
I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage to bring my score up. Any ideas if this can even be done and how?
Jamie
I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage to bring my score up. Any ideas if this can even be done and how?
Jamie
Stephen
Your landlord must report your payment history to the credit bureaus.
Laura
Credit reports generally don’t report the “good news”–they’re more based on your bad news—it’s your lack of bad news that will make for a higher credit rating.
Regina
First, it IS NOT a lack of bad news that makes a good credit score. You dont want bad things on there, but if you dont create a new, good history, simply deleting the bad news does nothing.
Your landlord would have to agree to report it and then do so. Howver VERY few do this– its a hassle for them. Also, Rent is not a debt to be repaid– it is paid monthly AS you use it, just like utilities, which are also not generally reported.
Ethel
The only way it can be done is if the leasing manager / landlord reports the information. This can not be done by you.
Here is some additional info. Hope this helps.
Ruth
first off if you are in the UK then you contact expireplan, you credit check company
Jessie
This typically is not done unless the landlord reports it tot he credit companies.