roadfish.com

(PRWEB) January 30, 2012

Roadfish.com men’s lifestyle and finance magazine announces their full support of the Internal Revenue Service during the taxpayer season, and applauds the IRS for the recent launch of their efforts to promote the Earned Income Tax Credit (EITC), a tax credit for taxpayers who make less than $ 49,078 annually. The Salt Lake Tribune reported today that on Monday, the IRS launched its annual outreach campaign to make taxpayers aware of the EITC, stating that the IRS predicts 1 out of every 5 taxpayers eligible for the EITC fail to collect on it.

According to the Seattle Post Intelligencer, IRS Commissioner Doug Shulman states, “The EITC provides a financial boost for millions of hard-working Americans. But people can easily overlook this important credit, especially if their financial situation has changed. The IRS reminds taxpayers to look into this valuable credit to see if they qualify.”

The editor of Roadfish.com is quoted saying, “Honestly, I think it’s really cool that the IRS is taking the time and effort to inform low-paid tax payers about the EITC. But I’ll restate my original position, which has been and still will be that the entire IRS tax code is a big quagmire, it’s a big mixed up pile of bushes and sticks, and it’s way too complicated for the average American to understand. Even the attorneys who I hire to help me understand the tax code can be confused by it. What the country needs is a ridiculously simplified tax code, and the easiest way I’ve ever seen is to have a Consumption Tax. A straight 1% or 5% or 30% Consumption Tax would solve the whole problem.”

The Kansas City Infozine highlights the IRS Volunteer Income Tax Assistance (VITA) program, which offers free tax preparation and free electronic filing for people who make less than $ 49,078 annually. The article states that volunteers also provide free help in determining taxpayers’ EITC eligibility.

Roadfish.com’s editor feels that less people would view the IRS in a “unpopular light” if honesty and integrity were more consistently upheld when filing taxes. Roadfish.com says it is hoping to help dispel the “bad guy reputation” of the IRS by promoting the useful tools and aid that the IRS is offering.

About RoadFish.com

RoadFish.com is an online men’s lifestyle and finance magazine targeted toward men in their 30′s and 40′s that have already attained a moderate level of success in life, and are striving toward more. It goes over current events of interest to this group, such things as exciting adventures, consumer interests, and finance as well as ways to do more and save more money. It is a publication owned by Purpose Inc.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Find More Credit Report Press Releases

United Debt Counseling 1-800-665-9981

Fort Lauderdale, FL (PRWEB) January 26, 2012

A relatively new and controversial arrangement between collection agencies and banks is creating new “live” debt from loans that had otherwise become “dead” and uncollectible because the statute of limitations, the time period a lender is legally permitted to sue upon the debt, has expired. GetCreditRepair.org works with consumers, credit bureaus and creditors to resolve negative,erroneous and outdated items on credit reports.

In a clever and fast growing collaboration, debtors receive an invitation from a bank working with collection agencies, offering the consumer a credit card regardless of their poor credit score and unpaid loans. The one condition is that they begin repayment on their old, uncollectible loans. Judi Lisbin, for http://www.getcreditrepair.org, a credit repair company said, “While a new card is appealing to someone who has been refused a credit card for a long period of time, the practical effect is that with the very first payment on the expired debt, the consumer becomes obligated for the full amount of the debt all over, and the statute of limitations begin to run again.”

In one recent instance, a borrower whose loan became uncollectible after the statute of limitations had expired in New York State made a $ 400 installment payment on the debt as a condition of getting a new card with the MasterCard logo on it. That debt then became fully collectible again.

Stephen Marcus, President of A New Horizon Credit Counseling, a non-profit organization that assists debtors in repaying their loans with a debt management plan cautions consumers, “Once you make a single payment on that otherwise uncollectible debt, if you are late with a payment or stop paying entirely, the collection agency can use every legal means available to them to collect it. That means letters, phone calls and lawsuits; the very thing that brings our clients to us.”

One of the most aggressive in the business, CompuCredit, recovered nearly $ 15 million in revived debts and fees by issuing credit cards to consumers with bad credit.

Federal authorities have declared some of the offers deceptive because they failed to clearly explain to people they needn’t pay back even a penny of the past debts because their obligations had expired under the statute of limitations set by individual states.

For more information on credit restoration contact 1-800-665-9981, email udcmanagers(at)udcteam(dot)com, or go to http://www.getcreditrepair.org.

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©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Question by Sergio: I just got my credit report. How can I contact the collection agencies to make a payment?
I wear’t see a phone number on the credit report for the collection agency. What’s a best way to contact them?

Best answer:

Answer by Dexter B
You should have gotten a letter in the mail from collection agency. If it has already hit your credit accounted you should have received numerous letters………. Sometimes they look like junk mail that you might have thrown away or shredded. Or call company who sent this to collection they may provide number.

Know better? Leave your own answer in the comments!

Answer by Sgt Big Red
Simply give him the copy but redact (block out) all but your last four digits of your social security number.All they need to see is anything that is derogatory such as collections, charged off debts and any judgments. If you have none on your report, then you should have no problem.It is their way of making sure they will not get stiffed for any rent. But fifty-fifty those with stellar accounted have been known to fall slow and skip out, so why they really need one is for their own peace of mind.

What do you think? Answer below!

United Debt Counseling 1-800-665-9981

Fort Lauderdale, FL (PRWEB) December 21, 2011

The Federal Reserve’s Research Center for Behavioral Economics and Decision making in an unpublished study found that consumers who lack patience are more prone to default on their credit cards and their mortgages.

The research, scheduled to be published in the January issue of Psychological Science, was conducted by Stephan Meier, an associate professor at Columbia University and Charles Sprenger, associate professor at Stanford University. The study set out to “show an association between how people think about the future, how impatient they are and their credit decisions” said Meier. What it showed is that people who favor immediate gratification over delayed gratification might prove greater credit risks to credit card issuers and mortgage lenders.

Judi Lisbin, speaking on behalf of GetCreditRepair.org, a credit repair organization said, “Consumers who opt for immediate gratification by defaulting on their credit cards or mortgage payments in order to have more money in the present, will experience higher expenses in the future due to the drop in their credit scores. The lower credit scores can lead to higher interest rate loans and credit cards, denial of a job, refusal of a landlord to lease and higher insurance costs.”

The test conducted by the researchers asked 437 low-to-moderate-income individuals seeking credit and counseling help at a community center if they could get $ 49 now or $ 50 in a month, which would they take and most would take the $ 49 now. They reduced the number to $ 20 now or $ 50 in a month, at which point most participants said no, they would wait a month. The study found a direct correlation between impatience and poor credit scores and the less patient an individual’s behavior, the lower their credit score.

Lisbin said, “There is a lesson in this research for consumers. If they recognize themselves as impatient people, they should evaluate their spending. Perhaps step back and consider that next purchase; do I need this now or can I wait so that my credit score is not damaged?”

WWW.GETCREDITREPAIR.ORG counselors are solely dedicated to assisting consumers correct negative, erroneous and outdated information using credit repair. For more information about their programs, contact 1-800-665-9981. They can also be found on the web at http://www.getcreditrepair.org.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Find More My Credit Report Press Releases

Los Angeles, CA (PRWEB) January 12, 2012

Operation HOPE (HOPE) reported today, receiving the largest total contributions ever made in an one-week period during the nonprofit’s 20-year history during the month of December. Partners ETRADE Bank, Bank of the West, and Gallup, Inc. renewed support for the financial dignity leader, contributing a record $ 8.7 million in combined resources. The assets will support the organization’s efforts to bring better access to financial services, economic education, and digital empowerment to underserved communities nationwide.

E*TRADE Bank’s, $ 2 million commitment focuses on youth and adult programs located in New York and the Washington, DC metropolitan areas, while Bank of the West’s $ 1.7 million commitment targets support for the HOPE Centers and Banking on Our Future youth financial literacy programs primarily located in the West. Both financial institutions provided initial seed capital for the Gallup-HOPE Index.

Through HOPE, Gallup has committed a $ 5 million investment to audit and measure U.S. school students for the Gallup-HOPE Index, as its gift to American schools. In 2010, HOPE signed a memorandum of understanding, outlining a 100-year partnership with the research leader to measure the economic energy of American student’s grades 5 –12, which may ultimately become the nation’s indicator for the Gross National Product and job growth.

The Index, a national survey of American students created by Gallup for HOPE, is driven by collaboration with an advisory board of financial literacy and youth and community development experts from government, nonprofit, and corporate backgrounds.

Headquartered in Los Angeles, Operation HOPE promotes financial dignity through financial literacy and education tools to underserved communities in more than 71 cities worldwide. Through it four core portfolios, the organization has provided youth and adult financial literacy, economic preparedness, digital empowerment, in addition to promoting home ownership, and assisting with foreclosure prevention to more than 2 million individuals, families and small business owners. In 2012, HOPE will celebrate two decades of making the free market system work for low-income communities in a Silver Rights Movement to eradicate poverty and build dignity.

About Operation HOPE (HOPE)
Since 1992, nonprofit Operation HOPE has grown to become the global leader in financial dignity, providing financial literacy and empowerment services to underserved communities worldwide. Through its four principle portfolios: Banking on Our Future, HOPE Coalition America, HOPE Financial Dignity & Literacy Empowerment Centers, and HOPE Corps, the organization addresses youth and adult financial literacy, economic preparedness, bridges the digital divide and promotes home ownership, assists with credit management and foreclosure prevention. With the support of more than Cd private sector companies, 5000 nonprofit organizations and schools and government partners, HOPE has reached over 2 million low-wealth individuals in 70 U.S. cities and South Africa. At the core of HOPE’s mission is a Silver Rights Movement, ensuring that free enterprise and capitalism work to supplied a better future for underserved communities around the world. To learn more about HOPE, visit our blog or follow us on Facebook and Twitter

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Find More Credit Report Press Releases

Oak Park, CA (PRWEB) January 10, 2012

Making Identity Theft Resources Easily Available

Identity theft has continued to increase in frequency over the past decade in both California and the United States as a whole. As reported by MercuryNews.com, California Attorney General Kamala Harris stated that every year, more than 1 million Californians are victims of identity theft. She also emphasized that identity theft can result in heavy debt to credit bureaus, illegal use of Social Security benefits, draining of bank accounts, and many more abuses of a victim’s funds. With these points in mind, the resource center provides informative data to help identity theft victims understand the crimes that have been committed against them and how they can recover. By gaining knowledge from the resource center, identity theft victims can become more familiar with how to rebuild their lives and not suffer financial consequences caused not only by identity thieves, but also creditors seeking to collect debts unfairly or illegally.

Spreading the Word about Identity Theft

In order to provide visitors to http://www.howardsilverlaw.com/identity-theft.html with a firm knowledge of the complexities of identity theft crime and the repercussions that a victim often experiences, the California identity theft resource center has been created with a focus on the laws and procedures surrounding identity theft.

The pages found in the resource center provide information regarding the common traps that an individual may fall into before and after becoming an identity theft victim, how to prevent identity theft, the steps a victim must take after having their identity stolen, a victim’s rights, and understanding the use of a credit freeze and fraud alert. The web pages also emphasize the vital role of the Federal Trade Commission (FTC) in raising awareness about identity theft prevention, reporting, and resolution. The resource center’s identity theft frequently asked questions (FAQs) section is meant to help answer inquiring visitors’ questions so they can best determine an effective and proactive course of action as well as understand how an attorney may be able to assist them.

Resolving Identity Theft Repercussions

Consumer advocate and attorney Howard D. Silver has been successfully representing California consumers since 1987 in cases involving lemon law, car repair fraud, used car fraud and deceptive business practices. Howard D. Silver graduated Magna Cum Laude from California Western School of Law in San Diego, California in May 1979 and became a member of the State Bar of California in November 1979. Today, Mr. Silver is a member of both the Los Angeles and Ventura County, California Bar Associations. The Law Offices of Howard D. Silver is now committed to protecting the rights of consumers throughout California with matters relating to identity theft.

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

James Woods

Sarasota, FL (PRWEB) January 05, 2012

Ringling College of Art and Design’s Digital Filmmaking Studio Lab today announced Academy Award® and Emmy®-nominated actor James Woods will be the first visiting filmmaker of the Spring 2012 season. Throughout his career, Mr. Woods has worked with an impressive roster of directorial talent, including Martin Scorsese, Oliver Stone, Clint Eastwood, Harold Becker, Rob Reiner, Robert Zemeckis and Sophia Coppola. Critics have acknowledged his ability to bring wrenching reality to any role, as reflected by the real-life characters he has portrayed, from Roy Cohn to Rudolph Giuliani.

“Mr. Woods’ extensive experience in film and television provides a wealth of transferable knowledge for our students,” stated Ringling College president Dr. Larry R. Thompson. “His insight into the actor/director relationship and how to provide the direction actors are looking for will be invaluable to our Digital Filmmaking students as they seek to grow their directorial expertise.”

Mr. Woods will be hosting a private screening of his 1986 film ‘Salvador’ for Ringling College students and guests and conducting a Q & A session following the shooting on Tuesday, January 10 from 4-7 p.m. at the college’s Academic Center Auditorium. Media is invited to been the Q&A session. A limited number of 1:1 interviews will be accommodated during the screening time, based on Woods availability and discretion. Following James Woods’ appearance, the Studio Lab will host visiting actor Elijah Wood for the Spring 2012 season on January 23-24. Several other filmmaker visits are yet to be announced.

The Ringling College Digital Film program– now in its fifth year – is ranked as one of the top 25 film schools in the world by The Hollywood Reporter. Since its inception in 2010, the Digital Filmmaking Studio Lab has hosted film and media luminaries including Edward Burns, Werner Herzog, Bill Paxton, Martha Stewart, Andy Garcia, Paul Schiff, Oren Moverman, Ben Foster and Ed Carroll. The 2011-2012 Digital Filmmaking Studio Lab is made possible in part thanks to corporate support from PNC Wealth Management (https://www.pncsites.com/wealthinsight/), Sarasota Magazine (http://www.sarasotamagazine.com) and Biz941 (http://www.Biz941.com).

“We are really fortunate to have James Woods at this year’s Studio Lab to work witih Ringling College students.. He is considered by many to be ‘the director’s actor’ and his insight and interaction should be invaluable to these immature filmmakers,” said David Shapiro, co-flopped with Sam Logan of Future of Films LLC. “Woods reputation as one of the finest character actors in Hollywood today is well deserved and we look frontward to hosting him in the Digital Filmmaking Studio Lab.”

Mr. Woods Biography follows the press release.

About Ringling College of Art and Design
Ringling College of Art and Design is a private, not-for-profit, fully accredited college offering the Bachelors of Fine Arts degree in 13 disciplines: Advertising Design, Computer Animation, Digital Film-making, Fine Arts, Game Art & Design, Graphic & Interactive Communication, Illustration, Interior Design, Motion Design, Painting, Photography & Digital Imaging, Printmaking and Sculpture, and a Bachelor of Arts degree in the Business of Art & Design. Located in Sarasota on Florida’s Gulf Coast, the picturesque 48-acre campus now includes more than 100 buildings, and enrolls 1,368 students from 42 states and 53 countries. It is recognized as being among the best and most innovative visual arts colleges in the United States as well as a leader in the use of technology in the arts. http://www.Ringling.edu

About Future of Films, LLC.
Future of Films leverages unique opportunities in media production and content as the old models rapidly change, focusing on convergences between traditional and new media. Co-founders Sam Logan (Sarasota) and David Shapiro (New York) are bringing to bear their extensive relationships in the film and TV industry to provide for rapid development of the Ringling Digital Filmmaking Studio Lab, a groundbreaking project that combines education with film development. The Studio Lab is designed to provide Ringling College of Art and Design students have hands-on experience with top-tier directors, producers, writers, and cinematographers as well as to help Sarasota become an integral part of the film industry.

JAMES WOODS
Biography

With over 70 major motion pictures, TV films and miniseries to his credit, James Woods has distinguished himself as an acclaimed actor, producer and director. His explosive, nuanced performances have earned him two Academy Award nominations – Best Actor for Salvador and Best Actor In A Supporting Role for Ghosts Of Mississippi – as well as three Emmy nominations and two Emmy wins for Outstanding Lead Actor in a Miniseries or a Special for his work in Promise and My Name Is Bill W. Honored with an Obie Award, Clarence Derwent Award and Theatre World Award on the New York stage before coming west to become a leading film star, Woods has also been nominated ten times for a Golden Globe, winning one award for his depiction in Promise. He has taken home the CableAce Award, the Independent Spirit Award, the American TV Critics Award, and the Golden Satellite Award on two occasions.

Beginning his career in the early 70s, Woods’ breakout performance came in 1979 with his powerful portrait of evil in The Onion Field. Some of his other memorable roles include those in Once Upon A Time In America, Against All Odds, Videodrome, Casino and True Believer. Demonstrating his wide-ranging talents, he has played the rolls of such diverse characters as a strict, religious parent in The Virgin Suicides, a parodied priest in Scary Movie 2, an endangered resident in Northfork, and, most recently, an uncouth, bigoted father in Pretty Persuasion. His upcoming film credits include HBO’s “Too Big to Fail,” Sony’s “Straw Dogs” and DreamWorks’ “Kung Fu Panda 2.”

Woods has worked with a short list of coveted directors time and again, including such greats as Martin Scorsese, Oliver Stone, Clint Eastwood, Harold Becker, Rob Reiner, Robert Zemeckis and newcomer Sophia Coppola. Critics have acknowledged his ability to bring wrenching reality to any role, as reflected by the real-life characters he has embodies, from Sen. Joseph McCarthy’s loyal chief counsel Roy Cohn to New York Mayor Rudolph Giuliani.

He starred in the CBS series “Shark” as the title character, the charismatic, supremely self-confident and cutthroat prosecutor Sebastian Stark. Among his additional television credits are the movies “Rudy: The Rudy Giuliani Story,” “Citizen Cohn” and “Indictment: The McMartin Trial,” all of which earned him Emmy Award nominations, as well as the mini-series “Holocaust,” and recent guest-starring roles in “ER” (Emmy Award nomination) and “Entourage.”

Prior to pursuing his film career, Woods appeared on stage in New York in plays such as the Broadway production of “Moon Children,” (Theatre World Award), and in the off-Broadway production of “Saved” (Obie Award and Clarence Derwent Award).

He attended M.I.T. (Massachusetts Institute of Technology), where he excelled in his studies as a political science major. He left in his senior year to pursue acting.

Woods was born in Vernal, Utah, raised in Warwick, R.I., and currently lives in Los Angeles. His birth date is April 18.

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More Credit Report Press Releases

Answer by LondonDiva
https://www.annualcreditreport.com/ The only one that will really give you a free anual report without subscription.

Add your own answer in the comments!

Dallas, Texas (PRWEB) January 03, 2012

EarthPeople, a Dallas-based sustainability consulting and communications firm, announced today its status as the first U.S. consultancy to offer companies plastic assessment and reporting services through the Plastic Disclosure Project (PDP). EarthPeople joins the Clinton Global Initiative and other international supporters of the PDP to raise awareness around plastic waste in oceans.

Roughly 33% of plastic is discarded after a single use and approximately 85% of total global plastic used is not recycled. Plastic has the potential to stay in the environment for hundreds of years, negatively impacting over 270 species of animals, waterways, and even human health. The PDP is working with the global business community to create a world in which plastic adds value for consumers and businesses without negatively impacting the environment. Companies participating in the PDP are asked to assess the amount of plastic used in their operations, manufacturing, shipping, and after market waste, and then disclose or report their levels of plastic.

“This is a tremendous opportunity for companies to gaining from managing their plastic footprints,” said Anna Clark, president of EarthPeople. “EarthPeople wholeheartedly supports this initiative.” The alliance was initiated by EarthPeople consultant Nancy Schneider, who first contacted PDP founder Doug Woodring. “At the moment I read about this project, I knew we had to act action,” said Ms. Schneider. “As someone who is involved with the beach communities in South Florida and part of the sustainability community in Philadelphia, I see the trouble impacts of plastic everywhere, particularly on the Delaware and Schuylkill Rivers. I believe that accompany want to do the right thing and don’t imagine their products with their name or logo will end up on the street, in the woods, or in the ocean. That is not the kind of advertising any accompanying wants. By participating in the Plastic Disclosure Project, companies can pro-actively make a difference.”

Annual disclosure requests will be made to studied plastic-using companies commencing at the end of 2011. The primary focus will be on companies in the consumer goods and technology sectors, as well as other service industries such as airlines and hotels that may use or sell plastic-intensive products on a relatively large scale. The PDP and EarthPeople also encourage small-to-average sized companies to be involved, as some may have new solutions or best practices that could be applied on a larger scale. Universities, hospitals, and local governments are also invited to divulged their plastic footprint.

About PDP
The Plastic Disclosure Project is a project of the Hong Kong and California-based Ocean Recovery Alliance (ORA). The Ocean Recovery Alliance is focused on bringing innovation, technologies, creativity and collaborations together to address some of the challenges that face the ocean and our broader environment. The PDP’s lead operating partner is the Association for Sustainable and Responsible Investment in Asia (ASrIA), an operating supplying in Asia for the Carbon Disclosure Project. For details, visit http://www.plasticdisclosure.org.

About EarthPeople
EarthPeople is a consulting and communications firm that transforms organizations through profitable sustainability strategies. Since opening in 2005, EarthPeople has engaged stakeholders in corporate social responsibility initiatives for clients ranging from startups to Fortune 500 companies. Among its services, EarthPeople offers plastic disclosure and reporting services and Life Cycle Assessments, as well as a full range of communications services, to companies, NGOs and local governments. For more information, visit http://www.earthpeopleco.com.

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©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.