How Can I Get A Copy Of My Credit Report?

Ann Born asked:




With the FTC, you or anyone you know can answer the question “How can I get a copy of my credit report”. No matter where you live, whether in New York or Los Angeles, you will have no problem obtaining a copy of your credit report and without ever having to leave your home to do so. There was a time, not so long ago, that you had to fork over your hard-earned money to obtain your credit score. The majority of people viewed this as unfair and that resulted in the FTC’s current policy.

“How can I get a copy of my credit report” no longer has to cost money or take a great deal of time. Anyone can get a copy instantly that allows him or her access to every bit of information that any credit company or bank sees when he or she applies for any type of credit. So, now that you have this knowledge, you are probably asking, “Where can I get a copy of my credit report?” Well there is a simple answer, via the internet. The internet offers a perfect venue for receiving a free copy of your credit report. Three major credit-reporting agencies exist. When you request a copy of your credit report, you will get one free of charge.

It is not difficult at all. You will simply be required to fill out a form online with some vital information about yourself and then voila, you have your credit report right on your monitor. You should beware though, many internet web sites have begun to see the vast market for credit reports and now require payment. These web sites will charge you a nominal fee to view your credit report and then a fee on a monthly basis for a subscription.

These web sites offer you many different things such as fraud and theft protection. But why pay this money for something you do not really need. All you really need is a copy of your credit report. The best answer to that solution is writing a request to the FTC for “a copy of my credit report”. This is free and requires no monthly payment.

Joyce
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