How do I get inquiries removed from my credit report? Also how do I find out why these companies are looking t?

ross_j_englert asked:


Equifax is the main credit reporting agency to the credit unions I am with and they are report derogatory information about me which prevents me from getting low intrest credit cards and personal loans.

Jerry
Share and Enjoy:
  • Print
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks
  • Blogplay
  • Faves
  • LinkedIn
  • Propeller
  • Reddit
  • RSS
  • StumbleUpon
  • Technorati
  • Tumblr
  • Twitter
This entry was posted in Personal Finance and tagged , , , , , , . Bookmark the permalink.

3 Responses to How do I get inquiries removed from my credit report? Also how do I find out why these companies are looking t?

  1. wg0z says:

    Theresa

    equifax will not remove information unless it is false. file a dispute with them if the info is false. they don’t care if it is derogatory or not.

  2. William says:

    Tara

    Inquiries are either “hard” or “soft.” Soft inquires are routine mass prescreenings for credit card offers or routine checks by existing creditors. Those do not hurt your credit record and are not “derogatory.” “Hard” inquiries are applications for new credit that you make.

    You management of current and past credit is what affects you “from getting low interest credit cards and personal loans.”

  3. Greg says:

    Crystal

    Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com

Leave a Reply