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Theresa
equifax will not remove information unless it is false. file a dispute with them if the info is false. they don’t care if it is derogatory or not.
Tara
Inquiries are either “hard” or “soft.” Soft inquires are routine mass prescreenings for credit card offers or routine checks by existing creditors. Those do not hurt your credit record and are not “derogatory.” “Hard” inquiries are applications for new credit that you make.
You management of current and past credit is what affects you “from getting low interest credit cards and personal loans.”
Crystal
Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com