What is the best way to check my credit report?

Posted on June 21, 2010 by

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4 Responses to What is the best way to check my credit report?

  1. ontopofoldsmokie says:
    June 24, 2010 at 3:28 am

    Allan

    That is a completely free way to check all three credit reports(experian, transunion and equfax). As a US citizen you have the legal right to review your credit report once each year from all three. What I do is check one of the reports each 4 months. That way I get a look at one different report three time each year. Do NOT take the credit reporting agencies teaser links to get the credit score unless you really need the credit score. That is not part of the free deal and will cost you. View the reports and see if anything shows up in error. If not, who cares about the credit score. If so, the refute the false info as is your legal right.
    Get your credit score only if you are about to apply for credit. You need to know what your credit history and score is BEFORE you apply for credit. You don’t want to find out about problems after you’ve applied for credit.

  2. bob and dolly k says:
    June 25, 2010 at 7:21 am

    Shannon

    you get one free credit report a year.you can write to each credit
    bureau and they will send you one. also if someone turns you down
    for credit you can get another report

  3. mailladyrt2 says:
    June 27, 2010 at 10:14 am

    Julie

    Everyone is entitled to a free credit report once a year from the three reporting agencies. Write them a letter requesting one.

  4. Stan W says:
    June 30, 2010 at 2:30 am

    Edwin

    It is always a good idea to keep track of your credit history once a year. In fact, I am going to get my report too this week from one of the credit bureaus. It’ll help you see the improvements or possible downside in your credit history.

    Also you can find some advice here…

    Best regards.

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