Tag Archives: Credit Reports

How Do Debt Collection Accounts Get Recorded on My Credit Report?

Tony Banks asked: Collection accounts end up on your credit report as a result of an unpaid credit account. For example a credit card, once it’s past due will read as “past due” on your credit report. It will read … Continue reading

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Unauthorized Access of Credit Reports: Your Rights Under the Law

asked: Henry

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37 Days to Clean Credit Reports

Steven Magill asked: My credit report was a joke. I had far too many student loans, medical bills, and other crap on my report. If there’s a score for truly crappy credit, that was mine. And guess what else? Because … Continue reading

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Bad Credit Repair – Credit Report Repair System

sistermuel asked: www.shortwayto.com – Learn about the secret Credit Report Repair System. You can instantly delete Inquiries, Charge-Offs, Late Payments and Judgments From Credit Reports using an effective credit repair System that nearly every credit repair agency has kept completely … Continue reading

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Can I Remove Collection Accounts From My Credit Report?

Tony Banks asked: Most people are unaware of the fact that you can have collection accounts deleted from your credit report. Most people have collection accounts on their credit report for 1 of 2 reasons. Either they had a credit … Continue reading

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How to Dispute Negative Items on My Credit Report

Tony Banks asked: The first step in the dispute process would be to take a good long look at your credit report so that you can list all the negative items that need to be disputed. Keep in mind that … Continue reading

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Help Fix My Credit Report

Nathalie Fiset asked: Credit companies always appeal to consumers who have poor credit history and they often promise to erase bad credit, to clean credit reports and even create new legal identity. But can they really help in repairing bad … Continue reading

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How Do I Get My Credit Report?

Hector Milla asked: All consumers can get a free annual credit report but you can make arrangements to have them anytime before the end of the year. This should not be difficult and the good thing is that you can … Continue reading

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Cleaning Up Negative Marks on My Credit Report

Tony Banks asked: Cleaning up marks on your credit report is one of the most important ways to strengthen your overall credit rating. Negative entries can come in the form of late payments, charge-offs, collection accounts and bankruptcies to name … Continue reading

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What Do I Do About This Error on My Credit Report?

Cris Rendall asked: The task of repairing your credit can be very intimidating. In fact many people never even look at their credit reports. They hear the number that the lender tells them and they resign themselves to that number. … Continue reading

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Can I Get My Credit Report Easily?

Hector Milla asked: Getting the reports on credit has become so easy these days thanks to the introduction of numerous credit companies. The process of getting a report is not daunting in fact it can be done easily and affordably. … Continue reading

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How can I get a negative item off my credit report?

trin2bhealthyn08 asked: This occurred in 1998 and I know that it is only suppose to be on my credit report for 7 years.(not a bankruptcy) The problem is, apparently it keeps getting picked up by different collection agencies so it … Continue reading

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Removing a Bankruptcy from Your Credit Report

Chane Steiner asked: A bankruptcy can have a devastating effect on your credit score. A bankruptcy listing on your credit reports to many lenders is the only thing they need to see to determine you are completely unworthy of credit.Many … Continue reading

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How Can I Get A Copy Of My Credit Report?

Ann Born asked: With the FTC, you or anyone you know can answer the question “How can I get a copy of my credit report”. No matter where you live, whether in New York or Los Angeles, you will have … Continue reading

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How do I get an incorrect address removed from credit report?

shojo asked: I’m checking all 3 of my credit reports. Everything is accurate except for one of them has an address incorrect. I’ve never lived anywhere near that town. I clicked the “dispute an item” button, and it said I … Continue reading

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Smart Tactics to Fix Credit Report Mistakes Faster

Chintamani Abhyankar asked: Many surveys have shown that 25 per cent of the credit reports contain serious mistakes at any point of time. These mistakes lower your credit score by about 50 points or more and they dampen your chances … Continue reading

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How to Fix My Credit on My Own – Self-Help Credit Repair Tips

Tony Banks asked: Fixing your credit without the help of any 3rd party is not only a possibility but has been a reality for thousands of people with blemished credit. You can repair and rebuild your own credit rating and … Continue reading

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How Long Does it Take to Repair My Credit Report?

Tony Banks asked: The truth of the matter is that repairing your credit can take some time but its surely not impossible, it takes time for a few reasons. If you discover that there are errors on your credit report … Continue reading

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