Tag Archives: Credit Score

How Can I View My Credit Report and Scores?

Hector Milla asked: A credit report is something that one needs to be constantly in touch with because it enables you to not only assess your finances, but also to take any appropriate steps towards improvement. The credit score is … Continue reading

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How Does My Credit Report Affect Me?

Laura Palmieri asked: Think about applying for another credit card. Think about applying for a line of credit. Think about a mortgage for a house, or buying a new car, or even certain jobs you may want to work at. … Continue reading

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37 Days to Clean Credit Reports

Steven Magill asked: My credit report was a joke. I had far too many student loans, medical bills, and other crap on my report. If there’s a score for truly crappy credit, that was mine. And guess what else? Because … Continue reading

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How Do I Check My Credit Report?

earn asked: Do you know how to check your credit report? EARN staff member Iliana Montauk describes the process of checking your credit score.Jay

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FAQ about the credit score,credit report (whats my credit score)

asked: Yolanda

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How to Clean Up My Credit Report? 3 Simple Tricks For Fast Credit Repair

Irena Bocheva asked: Are you wondering “how to clean up my credit report”? Are you fearing applying for a mortgage or auto loan because of a low credit score? Are you unwilling to pay thousands of dollars in high interest? … Continue reading

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How Much Does Foreclosure Affect Your Credit Score?

asked: Mildred

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Who Has Access to My Credit Report?

Don O'Malley asked: From the day you are eligible to own your first credit card, credit referencing agencies such as Experian and Trans Union start to collect information on your financial history. This information goes into making your personal credit … Continue reading

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Repair My Credit Report!

Bud T Johnson asked: As a credit repair analyst I hear “Repair My Credit Report” every single day. In order to help people repair their reports I work to remove negative listings, improve positive listings, but most importantly I teach … Continue reading

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How Do I Get My Credit Report?

Hector Milla asked: All consumers can get a free annual credit report but you can make arrangements to have them anytime before the end of the year. This should not be difficult and the good thing is that you can … Continue reading

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Credit Report – How Do Late Payments Affect My Credit Report And Score?

asked: Tom

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Why I Need a Free Copy of My Credit Report

Tiffany Nelson asked: I’m almost out of school and looking ahead into the future. Right now I don’t have a car or mortgage loan, but I plan to have both in the next few years. Building good credit takes time, … Continue reading

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Can I Remove a Charge-Off From My Credit Report?

Mark C. Newman asked: Many people want to know if it is possible to remove a charge-off from their credit report. The answer is, it may be difficult, but it can be done. Some people are unclear as to what … Continue reading

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How Do I Repair My Bad Credit – Improve Your Credit Step By Step

Amy Wells asked: Bad credit can be a dark cloud hanging over your head, constantly following you around. However, your credit rating is not stagnant, and if you are patient, there are many things you can do to repair your … Continue reading

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Clean Up Your Credit Report With These Strategies

Barby Berlin asked: Do you want to take advantage of the slow housing market to get a great price on your first or a bigger home? Are you trying to buy a new car – maybe one that gets better … Continue reading

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Where can I get my credit report in person in Indianapolis?

James R asked: I want to walk in and get my credit report and score in person, not online. I don’t care if there is a fee. Thank you for your answers. I did back in the 80′s get my … Continue reading

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Will My Credit Score Go Down If I Request My Own Credit Report?

Ed Nailor asked: Q: I have heard that credit inquiries can hurt your credit score. If I get my own credit report, will that affect my score?A: As a consumer, you have the right by law to receive a copy … Continue reading

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How to Dispute Information on My Credit Report

Tony Banks asked: Successfully disputing information on your credit report is very possible, the goal is to have negative items removed so that your credit report looks better but to also raise your credit score – the number that affects … Continue reading

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Is paying off defaulted loans that aren’t on my credit report going to help my credit score?

Reddog asked: I owe $9,000 in student loans. They just started garnishing my wages for $500/month. The loans were from 1998 and do not appear on my credit report. The collection company told me that once they’re paid off that … Continue reading

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