-
Archives
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
- December 2010
- November 2010
- October 2010
- September 2010
- August 2010
- July 2010
- June 2010
- May 2010
- April 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- September 2009
- August 2009
- July 2009
- June 2009
-
Sites
-
Meta
Tag Archives: Creditor
Q&A: Is there a difference between the credit report a creditor sees and your full report on file with the 3 CRAs?
Question by G-M-B-A: Is there a difference between the credit report a creditor sees and your full report on file with the 3 CRAs?Correct me if I’m wrong but when you “pay for deletion” you are paying for any record … Continue reading
Posted in Credit Report
Tagged between, Cras, CREDIT, Creditor, difference, file, full, REPORT, sees, there
Leave a comment
Clean Up My Credit Report Fast – What You Need to Know
Luciano O asked: Building your reputation through your credit report is one way of achieving the great American dream. Employers make sure to offer lucrative jobs only to those who have worked hard on their credit history. Financial institutions extend … Continue reading
Posted in Finance
Tagged Credit History, Credit Reporting Act, Credit Reporting Agencies, Credit Reporting Agency, Credit Scores, Creditor, Creditors, Eventuality, Federal Trade Commission, Financial Institution, Financial Institutions, Free Credit Reports, Great American Dream, Lucrative Jobs, Three Credit Reporting Agencies
Leave a comment
How Do I Fix My Credit Report
Jeff Gilbert asked: Like the responsible person that your are, you order and review your credit report every 12 months. Since you usually agree with everything on the credit report, this is normally a routine, mundane procedure – until this … Continue reading
How to Dispute Negative Items on My Credit Report
Tony Banks asked: The first step in the dispute process would be to take a good long look at your credit report so that you can list all the negative items that need to be disputed. Keep in mind that … Continue reading
Posted in Finance
Tagged Credit Bureau, Credit Bureaus, Credit Report, Credit Reports, Creditor, Proof, Report Credit, Thirty Days
Leave a comment
How to Clean Up My Credit Report? Your Ultimate Guide
Luciano O asked: Your credit history is more than just a record of your payment and spending habit. It is your reputation in the financial world. This is why most people go out of their way to dispute whatever inaccurate … Continue reading
What’s in My Credit Report?
Angela Smith asked: Your credit report contains a list of every member creditor who has lent you money or provided you with credit in any way. It shows your charge accounts, automobile loans, bank and student loans, home mortgage, and … Continue reading
What Do I Do About This Error on My Credit Report?
Cris Rendall asked: The task of repairing your credit can be very intimidating. In fact many people never even look at their credit reports. They hear the number that the lender tells them and they resign themselves to that number. … Continue reading
Can I Remove a Charge-Off From My Credit Report?
Mark C. Newman asked: Many people want to know if it is possible to remove a charge-off from their credit report. The answer is, it may be difficult, but it can be done. Some people are unclear as to what … Continue reading
How can I remove debts on my credit report that are erroneous or have been paid?
Spence asked: I just pulled my credit report and I have several items that I have already paid. I have been told to write letters to the original creditor so they can notify the CRA’s or if they do not … Continue reading
How To Clear Your Credit Report
Hyder Khan asked: If you’re being turned down for credit left and right by every mortgage broker, credit card company, and landlord, or you’re not even able to refinance your own house, that is an indication that you have some … Continue reading
How does a creditor post items to your credit report?
jaliahbug23 asked: I live in Arkansas and I recently bought some property from a used car dealer in Texas. I paid on time every month and when I had extra to pay, I paid it. I had it financedfor 5 … Continue reading
Posted in Credit
Tagged 3 Years, Car Dealer, Credit Bureaus, Credit Report, Creditor, Extra Points
3 Comments
Smart Tactics to Fix Credit Report Mistakes Faster
Chintamani Abhyankar asked: Many surveys have shown that 25 per cent of the credit reports contain serious mistakes at any point of time. These mistakes lower your credit score by about 50 points or more and they dampen your chances … Continue reading
How Long Does it Take to Repair My Credit Report?
Tony Banks asked: The truth of the matter is that repairing your credit can take some time but its surely not impossible, it takes time for a few reasons. If you discover that there are errors on your credit report … Continue reading
How Long Will Negative Information Stay on My Credit Report?
John Rasor asked: You know that your credit scores are based on your money management history – and if you’re working hard to rebuild your rating, it can be very frustrating to see the same old negative information showing up … Continue reading
Charge Offs – Dispute and Remove Off Your Credit Reports
Matt Triplett asked: Creditors charge off accounts all the time to avoid being responsible for the debt you owe them. They have every right to do it, but it would be nice if they tried to negotiate payments with you … Continue reading
How to Handle an Unknown Charge-Off on Your Equifax Credit Report
Tony Banks asked: It is not uncommon to find an unknown collection account on your Equifax report. It is actually estimated that more than 20 million reports have an error serious enough to affect the outcome of a loan they … Continue reading
Posted in Finance
Tagged Contact, Creditor, Equifax, Equifax Credit Report, Equifax Report, Focus, Lays, Lenders, Mail, Massive Amounts
Leave a comment
Personal Credit Report Erroneous? – Correct It!.
Abhishek Agarwal asked: You just discovered errors in one or more of your credit reports, or even worse, accurate references to late payments or other negative issues that lower your credit scores. Take a few deep breaths and try to … Continue reading