Tag Archives: Creditor

Is there a difference between the credit report a creditor sees and your full report on file with the 3 CRAs?

G-M-B-A asked: Correct me if I’m wrong but when you “pay for deletion” you are paying for any record of the debt to be 100% removed from the report that a potential creditor would see (like when you buy a … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , | 1 Comment

Should You Obtain a Copy of Your Credit Report?

Allison May asked: The answer to the above question is yes. You definitely should obtain a copy of your credit report. If you’re asking why, let’s talk about some important points about your credit report. What is in your credit … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , , , | Leave a comment

Reasons for Checking Your Credit Report

Sean Patrick asked: Your credit report and score tells lenders whether or not you are a good risk for a loan. Your credit history, payments, and account information are on this report. Your FICO score is also an important factor … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , , , | Leave a comment

Ways To Resolve A Credit Report Dispute

Sandra Stammberger asked: Under the Fair Credit Reporting Act the reporting company and the information provider are responsible for correcting any credit report disputes. However, they must first be made aware that you have credit report disputes. A person can … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , , | Leave a comment

Free Instant Credit Report

Tom Cruise asked: Some may know that credit report is really your credit confirmation. It contains the data collected from different sources by the credit bureaus. Credit report gives full information about financial place in your business life. Finding free … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , , , | Leave a comment

How to Report an Error on Your Credit Report

justin narin asked: Have you been turned down for a loan recently? Have you applied for store credit and been refused? Did you really want that car and find out that because of your ‘credit score’ that they would have … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , , , | Leave a comment