Tag Archives: Debts

How can I remove debts on my credit report that are erroneous or have been paid?

Spence asked: I just pulled my credit report and I have several items that I have already paid. I have been told to write letters to the original creditor so they can notify the CRA’s or if they do not … Continue reading

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How to Get a Free FICO Score Credit Report Online

Zach Ford asked: Your credit score, commonly referred to as a FICO score, is a numerical representation of your current and past financial tendencies. Essentially this score is used to show potential lenders exactly how likely you are to make … Continue reading

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What is the easiest way to pull a credit report on yourself?

rockerlassie asked: Is there a way you can pull a credit report on yourself, and see if you owe any debts? My husband’s old bank called saying he owed them $1,000 for a loan he was given that he forgot … Continue reading

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My Credit Report

Beth Pardue asked: “What kind of information is on my credit report -and how can I see it?” is a common question among people who have had trouble securing credit or loans. Basically, your personal credit report is an electronic … Continue reading

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How do I get old debts off my credit report without waiting the 7 years?

mduffy237 asked: I am 20 years old and my family always moved around a lot, because my dad was military, I recently applied for a few credit cards and all of them were denied, so I decided to check my … Continue reading

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Which Credit Repair Services Do I Need?

Marc Chase asked: If you’re thinking about fixing your credit, you’re going to have to know which solutions will best suit the challenges you’re facing. Every credit situation is different, and what works to resolve one problem, may not work … Continue reading

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Is there a difference between the credit report a creditor sees and your full report on file with the 3 CRAs?

G-M-B-A asked: Correct me if I’m wrong but when you “pay for deletion” you are paying for any record of the debt to be 100% removed from the report that a potential creditor would see (like when you buy a … Continue reading

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How do I remedy a Credit Report debt supposed to have been assigned to my X Husband?

Jynjyr E asked: My X-Husband and I got a divorce, with it papers that stated as a contract that he would be taking two debts he incurred while we were married but these debts still show up on my credit … Continue reading

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