Tag Archives: Money

How Do Debt Collection Accounts Get Recorded on My Credit Report?

Tony Banks asked: Collection accounts end up on your credit report as a result of an unpaid credit account. For example a credit card, once it’s past due will read as “past due” on your credit report. It will read … Continue reading

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Who Is Looking At My Credit Report?

ExpertRealEstateTips asked: What kind of people or organizations are checking your credit? You may be surprised to find out that insurance companies and potential employers may be pulling your credit history. Before they take a risk on you, they want … Continue reading

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How do I get this item off my credit report, and deal with my landlord?

eyebeta asked: Help! We moved from one state to another. Landlord did not do inspection after we moved, even tho we asked, so I took video. Sent us bill for various items. I disputed light bill, they admitted overcharging, and … Continue reading

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Free Copy of Credit Report

Darren Dunner asked: Thanks to the Federal Fact Act, consumers nationwide are now able to get annually a free copy of credit report.Why order for a free copy of credit report?You credit report is actually your credit history for a … Continue reading

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What is the easiest way to pull a credit report on yourself?

rockerlassie asked: Is there a way you can pull a credit report on yourself, and see if you owe any debts? My husband’s old bank called saying he owed them $1,000 for a loan he was given that he forgot … Continue reading

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How to Remove Negative Items on Your Credit Report

Regis Sauger asked: Negative Paid AccountsUnfortunately, you have no leverage in this case as the creditor has already been paid their money. The best strategy for accounts which were paid off a great while back and now just show up … Continue reading

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How do you fix errors on your credit report?

TM asked: I rented an apartment from 2000 to 2006. I gave a verbal 30 day notice when I moved out, and my roommate contintinued to live there after I left. The roommate left oweing some money, but there was … Continue reading

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How to pay off Derogatory items on credit report, increase score?

Daymon N asked: I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative … Continue reading

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